Bebo Resources
Below are a list of resource for people creating their own bebo skins. Most of these resources require a Zip extractor, so if you don't have one of those I suggest installing WinRar at RarLabs.
Programs
Adobe Photoshop 30 Day Trial & Paid
GIMP - An alternative to Photoshop (FREE)
Fonts
Photoshop Brushes
Images and Pictures
Stock Exchange (sxc.hu) - Royalty Free Photography
Photo Effects Pimp out your Pictures
Black and White Layouts and Themes
Falling Animated Layouts and Themes
Hottest Layouts and Backgrounds